Today I received a letter from Humana telling me that my primary care physician, John Kim, has not renewed his contract with Humana and that I will have to select another doctor at the end of this month. That’s one of the downsides of HMOs. I had to make sure that my new doctor is in the same plan and can re-do the referral to the spinal surgeon so I won’t have to change that doctor, too. My Humana agent was on the phone with me when we called Humana. She was very helpful.